Let us for a minute look at the alternatives to appliance protection in the home and try and estimate what it would cost to do the repairs on our own by selecting the right technical support that we can find for the different items that we have in the house.
Let us start with your heating systems. If it suddenly gave up on you then research shows that it would cost you upwards of $1,000 to replace. This is assuming that you get the right advice and somebody does not fleece you for extra as some heating systems companies are notorious for doing.
What about your hot water system. Chances are that it would cost you no less than $400 to repair.
When it comes to plumbing repair charges the figure varies widely depending on what the problem is. However there are also hidden costs. For instance if the plumber repairs the symptom rather than the cause what will happen is that the problem will recur after a very short time and you will again need to pay for the new repairs. You would of course need to be a plumber yourself or have plenty of experience in this area to make sure that your problem has been fixed in the right way and will not recur again in a hurry.
Moving to the electrical in your house, some of them would put you back several thousand dollars to repair or replace when you add up the costs in the space of one single year.
So would the alternative to home appliance protection be worth your while? You answer that question for yourself.